🇰🇼 Kuwait final settlement calculator

Your final settlement is more than gratuity. Add unpaid salary, unused leave, notice pay and any loans to see what you should actually receive on your last day.

Estimated final settlement · 🇰🇼 Kuwait

KWD 576.92

Service: 5 years

End-of-service gratuity: KWD 576.92

Resignation reduces the award to two thirds at this length of service.

Wage used: KWD 300.00/month · Daily rate: KWD 11.54 (÷26)

Sending it home?

…

Mid-market rate. Banks and exchange houses often add 1 to 3% in hidden fees.

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Final settlementKWD 576.92 ↓

What goes into a final settlement

Gratuity: your end-of-service benefit, calculated from your service length and wage.
Unpaid salary: days worked in your last month that have not been paid yet (full salary including allowances).
Leave encashment: unused annual leave paid in cash, at the daily wage (monthly wage ÷ 26).
Notice pay: if either side ends the contract without serving notice, the notice period is paid out.
Deductions: loans, salary advances or other amounts you owe the employer.

How gratuity works in Kuwait

For monthly-paid workers: 15 days' pay for each of the first 5 years.
One month (30 days') pay for each year after 5 years.
Daily pay = monthly salary ÷ 26. Part years are paid pro rata.
Total indemnity cannot exceed 1.5 years (18 months) of pay.

If you resign

If you resign: under 3 years nothing, 3 to 5 years half, 5 to 10 years two thirds, 10+ years the full indemnity. A woman resigning within 1 year of marriage gets the full amount.

Good to know

Disputes go to PAM (hotline 103).

Gratuity examples in KWD

Employer ended the contract, salary used for gratuity, no unpaid leave.

Monthly salary	1 yr	3 yrs	5 yrs	10 yrs
KWD 150.00	KWD 86.54	KWD 259.62	KWD 432.69	KWD 1,298
KWD 300.00	KWD 173.08	KWD 519.23	KWD 865.38	KWD 2,596
KWD 600.00	KWD 346.15	KWD 1,038	KWD 1,731	KWD 5,192
KWD 1,000	KWD 576.92	KWD 1,731	KWD 2,885	KWD 8,654
KWD 2,000	KWD 1,154	KWD 3,462	KWD 5,769	KWD 17,308

Gratuity by years of service

After 1 year After 2 years After 3 years After 4 years After 5 years After 6 years After 7 years After 8 years After 9 years After 10 years

Frequently asked questions

How is gratuity calculated in Kuwait?

For monthly-paid workers: 15 days' pay for each of the first 5 years. One month (30 days') pay for each year after 5 years. Daily pay = monthly salary ÷ 26. Part years are paid pro rata. Total indemnity cannot exceed 1.5 years (18 months) of pay.

Do I get gratuity if I resign in Kuwait?

If you resign: under 3 years nothing, 3 to 5 years half, 5 to 10 years two thirds, 10+ years the full indemnity. A woman resigning within 1 year of marriage gets the full amount.

Are allowances included in gratuity?

Use your last monthly remuneration as paid. Kuwait divides the monthly salary by 26 working days.

Is the daily wage based on 30 days or 365 days?

Kuwait uses the monthly wage divided by 26 to get a daily wage.

Which law is this based on?

Private Sector Labour Law No. 6 of 2010, Articles 51 and 53. Enforced by the Public Authority for Manpower (PAM). Last checked by us on 5 October 2026.

Sources

Private Sector Labour Law No. 6 of 2010, Articles 51 and 53. Last checked 5 October 2026.

This is an estimate, not legal advice. If your employer disagrees, contact the Public Authority for Manpower (PAM).